Remote Cliffside Lake Cottage with Dock and Panoramic Views

Experience Indian Creek Retreat, a secluded cottage perched on the cliffs of Lake of the Ozarks. Ideal for families, outdoor enthusiasts, and groups seeking privacy and connection, this home combines dramatic lakeside views, direct water access, and personalized guest services. Enjoy the unique blend of tranquility, family-friendly amenities, and a professionally managed environment in a neighborhood of cliffside homes designed for lake lovers.

10 10 guests
3 3 bedrooms
2 2 bathrooms
Rocky Mount Rocky Mount, Missouri
The image showcases a charming cottage nestled among trees, perched on the rocky shore of Lake of the Ozarks. The house overlooks calm, sparkling water, with a spacious deck facing the lake—perfect for relaxing, fishing, or savoring a peaceful sunrise. The scene exudes tranquility, with hints of sunset lighting and the promise of outdoor adventures.
Wake up to stunning lake views, cast a line from your private deck, and unwind as the sun sets over the tranquil waters—your perfect lakeside escape awaits at this cozy Ozarks cottage.

Cliffside lake views, private dock with fishing and swimming access, flexible sleeping for up to 10, family-friendly amenities, and personalized guest experiences.

Lakeview Gathering Spaces: Where Moments Are Made

Features

  • • Panoramic lake views
  • • Sun porch with large windows
  • • Spacious deck
  • • Comfortable seating
  • • DVD library
  • • Open flow between living room, sun porch, and deck

Step into the heart of Indian Creek Retreat, where the living room, sun porch, and deck seamlessly blend to form a haven for connection and relaxation. Here, sweeping cliffside views of Lake of the Ozarks serve as a dramatic backdrop for family laughter, late-night conversations, and serene mornings with coffee in hand. The sun porch’s panoramic windows invite the outside in, flooding the space with natural light, while the spacious deck beckons for al fresco meals and sunset toasts. Indoors, cozy sofas face both the lake and a curated collection of classic DVDs—perfect for stormy afternoons or family movie nights. Every detail in these communal spaces is designed to foster togetherness, all while providing the privacy and tranquility only a remote lake home can offer.

A tranquil, cozy living area featuring comfortable seating grouped around a dining table. Large windows dominate one wall, framing sweeping views of the lake and allowing sunlight to pour in. The arrangement invites both relaxation and social gathering, with the lake’s beauty visible from every angle.
Gather in a sunlit living room where panoramic lake views and plush seating invite moments of connection and relaxation.
A warm, welcoming dining area with a wooden table and chairs, wooden cabinet, and playful welcome signs. Large sliding doors lead to a sunroom, hinting at the seamless flow between indoor and sun porch spaces. The spiral staircase adds character and a sense of homey charm.
Share stories over meals and retreat to the sun porch beyond for sunlight and serenity.
A cozy sun porch furnished with wicker and cushioned seating, plaid and decorative pillows, and a shelving unit filled with kitchen items and fishing rods. Large windows on multiple sides allow for expansive lake and nature views, and the welcoming decor invites long, leisurely conversations.
Bask in the sun porch’s natural light and enjoy uninterrupted lake vistas—perfect for coffee, conversation, and quiet moments.
An exterior view of the deck featuring casual outdoor seating, with a stunning vista of the lake and surrounding trees beyond. The arrangement suggests opportunities for dining, relaxing, or simply soaking in the sunset, reinforcing the deck’s role as an extension of the living space.
Step out onto the spacious deck for al fresco meals, sunset toasts, and breathtaking lake views.

Chef’s Cove: Dine, Create, and Savor

Features

  • • Fully equipped kitchen
  • • Eat-in dining area
  • • Pack Less Program™ supplies
  • • Easy indoor-outdoor dining
  • • Kitchen flows to indoor and outdoor dining spaces

At Indian Creek Retreat, the kitchen isn’t just a place to cook—it’s the soul of shared adventure. Thoughtfully equipped for everything from pancake breakfasts to celebratory feasts, the large eat-in kitchen invites guests to gather, collaborate, and nourish both body and bonds. Savory aromas and laughter flow easily from the kitchen’s generous counters to the adjacent dining areas—inside or out—where long meals can linger into cozy game nights. The exclusive Pack Less Program™ ensures you arrive to a kitchen stocked with essentials, spices, and coffee comforts, so you can focus on flavors and memories, not logistics. Whether you’re feeding a crowd or whipping up lakeside snacks, this is the space where stories—and traditions—are born.

This image highlights a spacious kitchen featuring a central island with stools, warm wooden cabinetry, and a window with curtains. The space radiates a homey and welcoming atmosphere, perfect for meal preparation and casual gatherings. The layout supports both collaborative cooking and relaxed dining.
Gather around the kitchen island for cooking, casual bites, and heartfelt conversations.
A warm, nostalgic dining area with a large wooden table, coffee station, comfortable chairs, and decorative wall hangings. The setting suggests a place where guests come together for meals, coffee breaks, and memorable celebrations, creating a sense of togetherness and shared stories.
Share laughter and stories around the inviting dining table—perfect for meals and game nights.
An exterior deck with wooden seating, offering stunning views of the lake, a staircase leading up, and boathouses in the background. The space is ideal for outdoor dining, relaxing with friends, or enjoying morning coffee with a breeze and lake views.
Dine al fresco on the deck—savor meals and sunsets with a lakefront view.

Private Retreats: Restful Nights for Every Guest

Features

  • • Variety of bed types (king, queen, full, twin, bunks)
  • • Soft linens
  • • Blackout shades
  • • Two full bathrooms
  • • Bedroom wings separated from common areas

Unwind in comfort after a day on the lake in bedrooms designed for both privacy and togetherness. With a mix of king, queen, full, and twin beds—including fun bunk options—every generation or group finds their perfect corner to recharge. Thoughtful touches, from soft linens to blackout shades, ensure restful sleep, while two full bathrooms make mornings and evenings smooth for larger groups. The flexible layouts cater to families, friends, or multi-generational travelers, balancing intimate escapes with the convenience needed for a crowd. Wake to the gentle glow of sunrise over the cove and let the lake’s tranquility set the tone for your day.

This image shows a bright bedroom with a bed featuring a gray quilt, a cozy sofa adorned with decorative pillows, a wooden dresser, and a large window letting in abundant natural light. The artwork and overall styling create a serene, comfortable atmosphere ideal for relaxing or reading.
Wake up to sunshine and comfort in this inviting, light-filled bedroom retreat.
A playful bedroom scene featuring bunk beds, a dresser, and a mirror. The room is styled to welcome children or groups, with the mood suggesting fun activities like playing games or sharing bedtime stories, emphasized by touches like playful bedding and ample space for creativity.
Bunk beds offer the perfect spot for kids or friends to share laughter, stories, and create lasting memories.
A bathroom with a nautical shower curtain, a lighthouse-themed bath mat, and a towel rack neatly arranged with gray towels. The space is clean, fresh, and inviting, offering both functionality and a touch of fun nautical decor.
Two full bathrooms with thoughtful, cheerful décor make mornings and evenings smooth for everyone.
A tranquil bedroom with a cozy bed dressed in soft linens, a large window showcasing beautiful views, and a comfortable armchair positioned for reading or relaxation. The serene ambiance makes it perfect for a restful night's sleep or a quiet morning.
Start your day with peaceful views and plush comfort in a tranquil bedroom escape.

Adventure Awaits: Dockside & Outdoor Living

Features

  • • Private dock
  • • Swim ladder
  • • Kayak access
  • • Cliffside views
  • • Direct access from main living spaces to deck and dock

Step outside and embrace your exclusive lakeside playground. The private dock, sheltered cove, and swim ladder set the stage for kayaking, fishing, or simply soaking up the sun in peace. Here, cliffside architecture meets adventure, and every sunrise or starlit evening on the dock is a memory-in-the-making. This unique neighborhood of cliff homes shares a mutual love for the water, creating a warm, inviting sense of community while maintaining your privacy. After sunset, retreat to the deck for stories, s’mores, and quiet reflection, enveloped by the sounds of nature and the shimmering lake below.

A tranquil lakeside dock surrounded by lush greenery, with boats moored alongside and calm water stretching into the distance. The area appears perfect for fishing, launching kayaks, or simply relaxing by the water's edge, with space for gatherings and sunset watching.
Private dock retreat: the perfect spot for kayaking, fishing, or soaking up the lakeside serenity.
An inviting outdoor seating area overlooking the lake, with steps leading to an upper deck. The space is surrounded by greenery, offering sweeping views of the water, perfect for entertaining guests, relaxing, or watching the sunset.
Deckside living: unwind with panoramic lake views and outdoor gatherings on the spacious deck.
A serene deck area with outdoor seating, positioned to take in views of the water and lush surroundings. The setup encourages relaxation, meals, and socializing, whether by day or under the stars at night.
Lakeside deck: enjoy peaceful mornings or starlit evenings, enveloped by nature's beauty.

Explore the Area

A scenic view of the waterfront dock with the house featuring large windows set amidst surrounding greenery. The dock extends into calm water, inviting for fishing, swimming, or launching a kayak. The ample outdoor space hints at opportunities for barbecues and lakeside gatherings.
Family fun starts here: cast a line, swim, or launch a kayak right from your private dock.
A tranquil lakeside scene featuring a boathouse, watercraft, and a home perched on a hill surrounded by trees. The dock and boats highlight opportunities for fishing, paddling, and enjoying life on the water, with a serene atmosphere perfect for family relaxation.
Create unforgettable memories with lakeside fishing, boating, and peaceful sunset views.
A warm, inviting interior scene with a spacious dining table, welcome signs, a spiral staircase, and a wooden cabinet. The setup encourages family meals, shared stories, and group activities after a day spent outdoors.
Gather the family for hearty breakfasts or cozy game nights in the welcoming eat-in kitchen.

Reconnect & Relax: Family Fun on the Lake

Families will find endless ways to reconnect at Indian Creek Retreat. Start your mornings with a hearty breakfast in the spacious eat-in kitchen or out on the sun porch, surrounded by sweeping cliffside views. Spend your days fishing right from the dock or deck—there’s plenty of space for everyone, and the cove’s tranquil waters are perfect for beginner and seasoned anglers alike. Cool off with a swim using the dock’s swim ladder, or paddle out for an easy kayak adventure. Back indoors, dive into classic family games or a movie night with the cabin’s DVD library—perfect for those rainy afternoons. With the property’s Pack Less Program™ and personalized recommendations from LakeDays by Design™, many thoughtful details help make your stay effortless and memorable for guests of all ages.

A tranquil scene featuring a wooden dock extending into calm water, with the waterfront house nestled among lush greenery. The dock is perfectly suited for fishing, launching a kayak, or simply relaxing while taking in panoramic views of Indian Creek Cove.
Cast a line or launch a kayak from your own private dock, surrounded by the serene beauty of Indian Creek Cove.
A sweeping view of a calm river lined with dense greenery and several boathouses. The sunset casts a warm glow over the water, inviting visitors to enjoy activities like fishing, boating, or wildlife watching amid scenic natural surroundings.
Take in stunning sunset views as you paddle or fish along the peaceful river, with abundant wildlife all around.
The wooden deck of the house surrounded by trees and nature, with large windows that blur the line between indoor comfort and the great outdoors. The deck provides an ideal spot for unwinding after a day of adventure, watching sunsets, or enjoying morning coffee amid tranquil surroundings.
Unwind on the spacious deck, soaking in the sights and sounds of nature after a day of outdoor fun.

Adventure Awaits: The Outdoor Enthusiast’s Retreat

Outdoor lovers and anglers will be in their element here. Cast a line from the private dock or deck as you take in beautiful views of Indian Creek Cove from the cliffs above—well-suited for anglers of any experience. Glide across the calm cove waters in the provided kayak, exploring scenic inlets and observing abundant local wildlife. After a day of adventure, unwind on the deck or sun porch, soaking in the sunset’s golden glow. The remote location means fewer distractions and a true sense of escape, while still being within a short drive to Lake of the Ozarks’ popular attractions if you crave a change of pace. The challenging access adds a sense of adventure and rewards you with notable tranquility and privacy.

An inviting exterior scene with a grill set up on a deck or patio area, surrounded by lush greenery and with a scenic lake view in the background. The setup suggests a space ideal for outdoor dining and group gatherings, emphasizing a communal and celebratory atmosphere.
Enjoy sunset barbecues and lakeside celebrations with family and friends on the spacious outdoor deck.
A comfortable outdoor seating area set in the midst of greenery, featuring a patio heater for cooler evenings. The arrangement welcomes guests to relax, entertain, and enjoy meals or conversations under the open sky.
Gather outdoors for starry night conversations or relaxing meals in the welcoming patio lounge.
A tranquil lakeside scene with several houses, docks, trees, and the water, illustrating the unique cliffside neighborhood and its sense of community. The view conveys both privacy and the friendly, scenic atmosphere that the property offers.
Experience the friendly lakeside neighborhood—perfect for making memories against the backdrop of water and woods.

Gather & Celebrate: Group Getaways Made Memorable

Gather with friends or family—young and old—in a setting designed for togetherness and privacy. The flexible sleeping arrangements, spacious common areas, and large kitchen make it easy to cook and share meals, play board or card games, and relax together. Enjoy group dining al fresco on the deck, or retreat indoors for movie marathons featuring the extensive DVD collection. The unique cliffside neighborhood offers both dramatic views and a friendly sense of community among fellow lake lovers. The property’s professional management and security features help create a peaceful stay, so you can focus on making memories together.

This exterior image captures the retreat house enveloped by tall trees, the private dock extending into the water, and the tranquil lake just beyond. The overall scene radiates peaceful seclusion and natural beauty, emphasizing the setting's remoteness and the connection between home and water.
Secluded lakeside retreat surrounded by woods, perfect for mindful reflection and lakeside moments.
A sun-dappled gravel path winds through lush, untouched greenery, inviting exploration and promising encounters with nature. The gentle play of light and shade, dense foliage, and sense of a hidden trail evoke a spirit of adventure and tranquility.
Wander tranquil woodland paths and discover the peaceful beauty of nature at every turn.
A wide-angle shot of the lakeshore features boathouses, a wooden dock, and boats bobbing on calm water under an expansive sky. The scene exudes a peaceful atmosphere ideal for reflection, fishing, and lakeside relaxation.
Unwind by the water—enjoy serene lake views, boating, and unforgettable sunsets from the dock.

Unplug & Reflect: A Nature Retreat Off the Beaten Path

Nature seekers and retreat-goers will appreciate the secluded, remote setting—intentionally chosen for its peace, beauty, and opportunities for mindful relaxation. Wake up to panoramic lake views from the sun porch, enjoy quiet mornings with coffee on the deck, or meditate by the water’s edge. With limited tech distractions and a neighborhood designed to embrace the natural cliffside landscape, Indian Creek Retreat is perfect for those seeking solitude and inspiration. Enjoy the sense of adventure in reaching this special spot (all-wheel drive required!), knowing your privacy and safety are supported by a smart lock, video/audio doorbell, and decibel monitoring devices. Experience a true escape, along with personalized guest services such as the Pack Less Program™ and LakeDays by Design recommendations.

Property Amenities

Facilities & Security

Deadbolts

Fire Extinguisher

Free Parking

Outdoor Space: Patio

Self Check-in/Check-out

Comfort & Lifestyle

Hair Dryer

First Aid Kit

Toaster

Clothes Washing Machine

Clothes Dryer

Stove

BBQ Grill

TV

Laundry Basics: Clothes Dryer, Clothes Washing Machine

Oven

Standard Essentials

Towels

Climate Control

Cooking Basics

Smoke alarm

Carbon Monoxide Detector

Bed Linens

High-Speed Internet

Shower/Bathtub

Cooking Space: Full Kitchen

Kitchen Basics: Basic Dishes & Silverware, Microwave/Convection Oven, Refrigerator

Ready to Book Your Stay?

Plan your lakeside adventure at Indian Creek Retreat—where panoramic views, direct water access, and personalized service await your next memorable getaway!

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Cancellation Policy: Strict

Cancelation Policy

You can cancel this Vacay and get a Full refund up to 60 days prior to arrival

Important Information

Check-in and Check-out Procedures

  • Arrival directions will be provided with your guidebook upon booking.
  • Smart lock systems for timed guest access.
  • Self check-in/check-out is available.

Property Access

  • Parking for up to two vehicles on the property ONLY.
  • Access via country lake roads, including gravel roads and a steep and winding approach.
  • All wheel drive is required for access to the property.
  • This property is accessible by land and by water.
  • Remote location. Necessities are available within five minutes of the property.

Policies and Rules

  • No smoking allowed.
  • Minimum age for primary renter: 25 years.
  • Children allowed.
  • No events allowed.
  • No pets allowed (maxPets: 0).
  • Maximum occupancy: 10 guests.
  • Cancellation Standards: Any cancellation completed with a refund will have a 5% transaction fee for the processing of the refund. Therefore, the refunded amount will equal 95% of the transaction paid. Lake Days Rentals is not responsible for the refund of fees paid directly to VRBO.

Fees and Payments

  • Any cancellation completed with a refund will have a 5% transaction fee for the processing of the refund. Therefore, the refunded amount will equal 95% of the transaction paid. Lake Days Rentals is not responsible for the refund of fees paid directly to VRBO.

Parking Information

  • Free parking available for up to two vehicles ONLY on the property.

Utilities and Amenities Access

  • Remote location. The Internet is available for use but not for streaming/gaming.
  • Secure systems for guest and neighborhood safety.
  • Towels and bed linens provided.
  • Hair dryer included.
  • Air conditioning/climate control available.
  • Cooking basics, kitchen basics, and basic dishes & silverware provided.
  • Stove, oven, refrigerator, and microwave/convection oven included.
  • Clothes washing machine and dryer available.
  • Pack Less Program™ offering full stock service in paper products, toiletries, spices and oils, coffee amenities and more.
  • LakeDays by Design™ offering personalized recommendations for your group based on interests, ages, and budget.

Safety and Emergency Information

  • Smoke alarm and carbon monoxide detector present.
  • First aid kit and fire extinguisher available.
  • Deadbolts installed.
  • Secure systems for guest and neighborhood safety:
    • Video/audio doorbell at entry.
    • Decibel measuring devices inside and outside for noise control standards.
    • Smart lock systems for timed guest access.
    • Interior communication panel for Z Wave connection with locks and video doorbell (no video/audio on interior communication panel).

Other Critical Details

  • Remote location: expect steep and winding roads, and plan for all wheel drive vehicle access.
  • The Internet is available for use but not for streaming/gaming.
  • The property is built into the cliffs of Lake of the Ozarks and is located in a unique neighborhood with a group of homes sharing the love for the lake.
  • Arrival directions and additional guidance will be provided with your guidebook upon booking.